Cost of Living in Croatia: 2025 Guide for Expats & Travelers

If you're considering a move to Croatia or planning an extended stay, understanding the cost of living is essential. Croatia offers a unique blend of Mediterranean charm, modern infrastructure, and affordable living - especially compared to Western Europe. Whether you're eyeing coastal cities like Split and Dubrovnik or inland hubs like Zagreb, the cost of housing, groceries, transportation, and healthcare can vary significantly.

In this post, you'll get a practical breakdown of expenses so you can budget smarter and make informed decisions about stays in Croatia.

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Is Croatia cheap?

Croatia is often considered a budget-friendly destination, especially for travelers and digital nomads coming from Western Europe or North America. Daily expenses like dining out, public transportation in Croatia, and local produce are relatively low in price. Cities like Zadar or Osijek offer even cheaper living costs compared to popular tourist hotspots.

For long-term stays, you'll find that rent and utility bills are modest, especially outside the peak tourist season. This makes Croatia an attractive option if you're looking to stretch your money without sacrificing quality of life.

Is Croatia expensive?

On the flip side, Croatia can feel expensive depending on your lifestyle and location. Coastal cities such as Dubrovnik and Hvar can be significantly pricier, especially during summer months. Imported goods, brand-name items, and fine dining experiences can also add up quickly. Tourists may find accommodation in Croatia and services inflated during peak season, so it's essential to plan accordingly. In this context, Croatia's cost can rival that of more established Western European destinations.

The level of expense in Croatia largely depends on your personal spending habits. A modest lifestyle - cooking at home, using public transport, and renting a mid-range apartment - can keep monthly costs under control. However, indulging in luxury or tourist-oriented services can drive your budget up. In essence, Croatia offers flexibility, it's neither the cheapest nor the most expensive place to live, but it does allow you to tailor your expenses to your comfort level.

Prices in Croatia

Prices in Croatia vary across regions and categories. For example, a loaf of bread might cost around €1.50, while a cappuccino averages €2. Dining at a mid-range restaurant can set you back €10–€20 per person. Public transportation is affordable, with monthly passes in major cities costing about €40. Meanwhile, rentals in Croatia ranges from €300 in smaller towns to over €800 in city centers. These numbers highlight the importance of location and lifestyle in determining your overall expenses.

Everyday items and services in Croatia are reasonably priced when compared to Western Europe. A liter of milk costs around €1, and a kilogram of chicken is about €6. Entertainment, like cinema tickets or fitness memberships, are also affordable, often priced between €5 and €30.

Knowing these baseline costs helps you plan a realistic budget before relocating or visiting.

Here's a detailed look at typical prices in Croatia to give you a better sense of daily costs. These figures represent averages across various regions and can fluctuate depending on the city and season.

Item	Average Price (EUR)	Notes
Loaf of Bread (500g)	€1.50	Widely available in bakeries and supermarkets
Milk (1 liter)	€1.20	Local brands are cheaper than imported ones
Eggs (12)	€2.50	Price may vary by quality and origin
Chicken Breast (1 kg)	€6.00	Fresh from butchers or pre-package
Rice (1 kg)	€2.00	Basic staple, often found cheaper in bulk
Apples (1 kg)	€1.80	Seasonal fruits may cost less
Bottled Water (1.5 liter)	€0.70	Tap water is drinkable in most areas
Cappuccino (regular)	€2.00	Prices higher in tourist zones
Meal at Mid-range Restaurant	€15.00	Three-course meal for one person
McDonald's Combo Meal	€8.00	Similar pricing to other European countries
Monthly Public Transport	€40.00	Valid for buses and trams in larger cities
Taxi Start (Tariff 1)	€2.50	Additional cost per km is around €1
Gym Membership (monthly)	€35.00	Chain gyms may offer discounts or promotions
Cinema Ticket	€5.50	Standard ticket for a 2D movie
Internet (60 Mbps, unlimited)	€27.00	Price for a monthly home broadband subscription

Average salary in Croatia

The average salary in Croatia is modest by European standards, hovering around €1,100–€1,300 per month after taxes. Sectors like IT, engineering, and tourism tend to offer higher wages, while retail and hospitality jobs usually pay less. This wage level means that while locals manage day-to-day expenses, discretionary spending can be limited. Understanding local salary ranges is important if you're considering working in Croatia, either remotely or within the local economy.

Here's a breakdown of average monthly net salaries for various professions in Croatia. These figures provide a clearer view of the income landscape and help set realistic expectations for working or hiring in the country.

Profession	Average Net Salary (EUR/month)	Notes
Software Developer	€1,800 – €2,500	Higher in Zagreb and with international companies
Civil Engineer	€1,300 – €1,800	Varies by experience and project scale
Nurse	€1,000 – €1,300	Public sector typically pays less than private clinics
Teacher (Primary/Secondary)	€1,000 – €1,400	Public school salaries standardized by government
Waiter/Barista	€700 – €1,000	Seasonal work can slightly boost monthly income
Retail Sales Assistant	€800 – €1,100	Chain stores may offer bonuses or commission
Accountant	€1,200 – €1,700	Depends on seniority and company size
Marketing Specialist	€1,300 – €1,900	Digital marketing roles tend to pay more
Construction Worker	€1,000 – €1,400	Often paid hourly, varies with skill level
Administrative Assistant	€900 – €1,200	Common in both public and private sectors

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Croatia per capita income

Croatia’s per capita income reflects its status as a developing European economy. As of recent data, the per capita income is approximately €16,000 annually. This figure provides a macroeconomic snapshot of the country's economic performance and standard of living.

While this is lower than in countries like Germany or France, it's on par with other Eastern European nations. It also indicates why many expats find Croatia both affordable and appealing for long-term living.

Is Croatia expensive to visit?

Visiting Croatia can be surprisingly affordable, depending on when and where you go.

Off-season travel (October to April) offers lower prices on flights, accommodation, and attractions. During peak summer months, tourist hotspots like Dubrovnik and Split can be expensive, especially for lodging and dining.

Still, public transportation, street food, and local experiences remain budget-friendly. If you plan smartly and avoid tourist traps, Croatia can offer a rich travel experience without breaking the bank.

Cost of living in Croatia vs Canada

When comparing Croatia to Canada, the cost of living is noticeably lower in almost every category. Rent in Croatia is often 50–70% cheaper, particularly outside the major cities. Groceries, dining out, and public transport are also more affordable.

However, salaries in Canada are significantly higher, which balances out the equation for Canadian residents. If you're earning in Canadian dollars and living in Croatia, your purchasing power can go much further.

Cost of living in Croatia vs UK

Croatia is less expensive than the UK across most cost categories. Rentals in Croatia are substantially lower - up to 60% less in major Croatian cities compared to London. Utilities, groceries, and leisure activities also cost less.

However, incomes in the UK are higher, and services like healthcare and education might differ in quality or access. For digital nomads or retirees with UK-based income, Croatia presents an appealing and economical lifestyle option.

The cost of living in Croatia compared to the UK highlights a favorable gap for those relocating from Britain. Everyday expenses like groceries, public transport, and rent are more affordable in Croatia. While consumer goods and imported items may still carry a premium, the overall day-to-day costs are far lower. This comparison makes Croatia a practical choice for those seeking a quieter life with lower financial pressure.

Cost of living in Croatia vs USA

Compared to the USA, Croatia offers a significantly lower cost of living, especially in areas like housing, healthcare, and food. Renting an apartment in Zagreb or Split can cost less than half of what you'd pay in cities like New York or Los Angeles. Dining out, groceries, and even private healthcare services are more budget-friendly.

That said, average salaries in the U.S. are much higher, so expats earning U.S. income will find their money stretches much further in Croatia.

Croatia on a budget

Exploring Croatia on a budget is not only doable, it’s rewarding. Budget travelers can find affordable accommodations through hostels, guesthouses, and Flatio -- especially outside of major cities. Eating at local konobas (family-run taverns), using public transportation, and focusing on free or low-cost activities like hiking, beach-hopping, or exploring historic towns can keep daily expenses below €50.

Prioritizing local experiences over tourist traps helps you enjoy more while spending less.

Weeks in Croatia cost

The cost of spending multiple weeks in Croatia varies by travel style, season, and location.

Budget travelers might spend €300–€500 per week, while mid-range travelers can expect around €700–€1,200 weekly.

For luxury experiences with high-end accommodation, fine dining, and excursions, costs can exceed €2,000 per week. Longer stays offer better deals on lodging and transportation, making it easier to manage costs over time.

A week in Croatia

A week in Croatia offers a rich experience - whether you're lounging on Adriatic beaches, visiting UNESCO sites, or island-hopping. With careful planning, a 7-day trip can include stops in Dubrovnik, Split, and one or two islands.

Transportation between cities is efficient and affordable via buses or ferries. Budget travelers can stick to under €500, while a comfortable mid-range trip might average €1,000–€1,200. Prioritizing off-season travel makes this even more affordable.

Eating at decent restaurants, and enjoying a few tours or excursions may spend €100–€150 per day.

High-season prices in coastal cities can raise costs, so it’s worth booking in advance and looking for package deals.

Cheapest time to go to Croatia

The cheapest time to go to Croatia is during the shoulder seasons - late spring (May to early June) and early autumn (September to mid-October). During these months, flights and accommodations are more affordable, and crowds are thinner. Prices for tours, car rentals, and even restaurant meals drop compared to July and August. Plus, the weather in Croatia remains pleasant, making it ideal for sightseeing and outdoor activities.

If you’re looking for rock-bottom prices, winter (November to March) is the absolute cheapest time to visit Croatia. While coastal towns are quieter and some attractions may close for the season, cities like Zagreb come alive with Christmas markets and winter festivities.

Flights and hotels are at their lowest rates, and you can experience a more authentic side of Croatian life away from the tourist rush.

Cost of accommodation in Croatia

When planning a stay in Croatia - whether for a short holiday or long-term relocation - understanding the local rental market is key. Accommodation options range from compact city apartments to luxury coastal villas, with prices and availability fluctuating based on location and season.

Coastal towns like Dubrovnik and Split tend to be pricier, especially during summer, while inland cities such as Zagreb and Osijek offer more affordable long-term rentals.

In the following sections, you'll find detailed insights into different types of accommodations in Croatia, including typical costs and what to expect in each category.

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Rentals in Croatia

Rentals in Croatia range from budget-friendly apartments in inland cities to high-end villas along the Adriatic coast. Long-term rental options are most common in urban centers like Zagreb, Split, and Rijeka, while short-term vacation rentals dominate in tourist destinations. Prices vary by region and season - expect higher rates in coastal towns during summer. 

Apartment for rent in Croatia

Finding an apartment for rent in Croatia is relatively straightforward, especially if you're targeting major cities. One-bedroom apartments in city centers typically cost between €400 and €700 per month, while those on the outskirts may drop to €300. Furnished units are common, though amenities and modern standards can vary.

Lease agreements usually require a security deposit and a minimum stay of one year for long-term rentals. However, at Flatio, you pay no deposit in Croatia.

An apartment in Croatia can range from a compact studio to a spacious multi-room flat, depending on your budget and location. In tourist zones, short-term apartments are tailored for visitors and priced accordingly. In non-tourist cities, you’ll find more affordable long-term options with better value for money. Many newer buildings come with modern features like elevators, air conditioning, and underground parking.

Rent a house in Croatia

To rent a house in Croatia, especially in quieter or rural areas, is a good option for families or those seeking more space and privacy.

Monthly prices vary widely - from €500 in small towns to over €2,000 in sought-after coastal spots. Most houses come with a yard or garden, and some may include traditional features like stone facades and terracotta roofs, adding to their charm.

Rent a villa in Croatia

Renting a villa in Croatia is ideal for luxury travelers or groups looking for a high-end experience. Coastal areas like Istria, Dalmatia, and the islands are packed with stunning villas offering private pools, sea views, and top-tier amenities.

Weekly rates can start at €1,500 and go well beyond €5,000 in peak season. Villas are especially popular for weddings, retreats, and summer getaways.

Rent in Croatia

Overall rent in Croatia is affordable by European standards. The average monthly rent for a one-bedroom apartment in a city center is around €500, while larger units in suburban areas cost slightly more.

Seasonal demand can cause fluctuations, particularly in tourist-heavy areas. Compared to Western Europe, rent in Croatia offers more value, especially for those working remotely or earning in stronger currencies like the euro, pound, or dollar.

Rental Type	Typical Monthly/Weekly Cost (EUR)	Location/Features	Notes
Apartment (City Center)	€400 – €700/month	Zagreb, Split, Rijeka	Furnished units common, varies by amenities and building age
Apartment (Outskirts)	€300 – €500/month	Suburban or smaller towns	More space and lower rent, fewer modern features
House	€500 – €2,000+/month	Rural areas, smaller towns, or coast	Often comes with yard or garden, more suitable for families
Villa (Luxury)	€1,500 – €5,000+/week	Coastal regions like Istria, Dalmatia, islands	High-end amenities, popular for tourism and events
Short-Term Vacation Rental	€50 – €150/night	Tourist hotspots (Dubrovnik, Hvar, Split)	Seasonal pricing; peak season rates much higher
Long-Term Rental	€400 – €1,200/month	Major cities and less touristy areas	Better value outside of summer season and main tourist zones

Cost of food and drinks in Croatia

Is Croatia expensive for food and drink?

Food and drink in Croatia strike a balance between affordability and quality.

At local konobas and neighborhood eateries, expect a hearty meal plus a beer or glass of wine for around €12–€18 in non-touristy areas. Tourist zones drive up prices - think €20–€30 for similar fare.

Coffee culture thrives, with a café visit averaging €1.50–€2 for a regular espresso or macchiato. For imported soft drinks, premium wines, or gourmet dining, prices climb toward Western European levels. Overall, if you focus on local produce and neighborhood spots, Croatia remains pleasantly budget-friendly.

Shopping at open-air markets (tržnice) offers fresh produce at competitive prices; seasonal veggies or fruits might set you back €1–€2/kg. National supermarkets often run discounts, letting you buy staples like pasta, grains, and dairy at very reasonable cost. Dining out is also accessible: a three-course meal at a mid-range restaurant typically costs €12–€20, while a casual lunch (e.g. soup, salad, or sandwich with a drink) averages €7–€10. With smart shopping habits, food expenses remain comfortably moderate.

Do you tip in Croatia?

Tipping in Croatia is polite but not compulsory. Service quality is recognized and appreciated, so a small gratuity goes a long way.

• In restaurants and cafes, locals often leave 5–10% of the bill as a tip, especially if service is attentive.
• In taxis, it’s common to round up to the next euro or add about 10% for longer rides.
• Extra gestures - like tips for hotel staff, hairdressers, or guided tours - are welcome but always discretionary.

Here’s a quick guideline for tipping in Croatia:

Service	Typical Tip
Restaurants/Cafes	5–10% (or round up)
Bars (drink service)	Round up / €0.50–1
Taxis	Round up or ~10%
Hotel porters	€1–2 per bag
Housekeeping	€1–2 per night
Tour guides	10% of tour cost
Hairdressers/Spas	€1–2 for good service

These amounts are not mandatory but show appreciation for service that enhances your experience.

Street food prices in Croatia

Street food in Croatia is both tasty and budget-friendly. A slice of pizza or a sandwich costs around €2–€4, while traditional snacks like burek or ćevapi can be found for under €5. Food stands and casual eateries are common in cities and tourist areas, making street food an affordable way to eat well while exploring.

Street food in Croatia illustrates how delicious and affordable casual eating can be:

Snack/Dish	Estimated Price (EUR)	Notes
Ćevapi (5–6 pieces)	€3 - €5	Often served with flatbread and chopped onions
Burek (pastry pie)	€2 - €4	Available in cheese, meat, or spinach varieties
Pizza slice	€2 - €3	Grab-and-go portions common in cities
Fried fish sandwich	€3 - €6	Coastal specialty near beaches or markets
Sweet pastries	€1.50 - €3	Includes local treats like fritule or kremšnita

Street food represents a value-packed, local culinary experience - perfect for quick meals on the go.

Cost of food in Croatia

The overall cost of food in Croatia is quite balanced. Weekly grocery shopping for one person typically ranges from €40 to €70, depending on dietary habits and whether you buy local or imported products. Dining out occasionally can raise your food budget, but everyday essentials remain within reach for most budgets.

Here's what a week’s groceries for one person might look like:

Grocery Item	Approx. Cost (EUR)	Weekly Quantity	Estimated Weekly Total
Bread	€1.50	7 loaves	€10.50
>Milk (1 liter)	€1.20	7 liters	€8.40
Eggs (12)	€2.50	2 packs	€5.00
Chicken (1 kg)	€6.00	–	€6.00
Apples (1 kg)	€1.80	–	€1.80
Vegetables/mixed	–	Assorted produce	~€10–€15
Pasta/rice	€2	–	€2.00
Cheese (500 g)	€4	–	€4.00
Spices/condiments	–	–	~€3
Total	–	–	≈ €50–€55

For one person, weekly food costs hover around €50–€70, adjusting up for more meat, seafood, or premium items.

Alcohol prices in Croatia

Alcohol is relatively cheap in Croatia, particularly local wines, beers, and spirits. A bottle of local wine in a store can cost as little as €4 - €7, while domestic beers are usually under €1.50 per bottle. Bars and restaurants offer good deals, especially outside tourist hotspots, making Croatia a great destination for enjoying affordable drinks.

Alcohol is available at affordable rates both in stores and for on-site consumption:

Product	Store Price (EUR)	Bar/Restaurant Price (EUR)
Domestic beer (0.5 l bottle/can)	€0.80 - €1.20	€2.00 - €3.00
Craft/Imported beer	€1.50–€3.00	€3.00 - €5.00
Local wine (0.75 l bottle)	€4.00 - €7.00	€4.50 - €8.00
Imported wine	€7.00 - €15.00	Varies, often €10 - €20+
Domestic spirit (0.5 l)	€8.00 - €12.00	€3 - €5 per shot
Cocktail (bar)	–	€6–€10

Domestic drinks are notably wallet-friendly, and even upscale cocktails stay below Western-European norms.

How much is a beer in Croatia?

A beer in Croatia costs between €2 and €3 at most bars and restaurants, with prices lower in local pubs and higher in tourist-heavy zones. In supermarkets, a 0.5-liter bottle of domestic beer like Ožujsko or Karlovačko can be found for under €1, offering excellent value for casual drinkers.

Cigarette prices in Croatia

Cigarette prices in Croatia are regulated and significantly lower than in Western Europe. A pack of popular brands like Marlboro or Camel usually costs around €4–€5. Smoking is still relatively common, though restricted in many indoor public places, especially restaurants and cafes.

Tobacco prices in Croatia

Tobacco products in Croatia—including rolling tobacco—are also affordably priced. A 30g pouch of rolling tobacco costs around €6–€8, depending on the brand. These prices make Croatia more attractive to smokers compared to countries with high tobacco taxes like the UK or France.

Other prices in Croatia

Rent a car in Croatia

Renting a car in Croatia is a convenient option for travelers looking to explore beyond the main tourist hubs. The road network is well-maintained, and scenic routes like the Adriatic Highway offer breathtaking views. International and local rental agencies operate in all major airports and cities. A valid driver’s license from the EU or an International Driving Permit (IDP) is required for non-EU visitors. Note that manual transmission is common, so request an automatic in advance if needed.

How much Is It to rent a car in Croatia (June 2025)

Car rental prices vary significantly depending on the season, car type, and location. In June 2025, prices are moderate - higher than winter but not yet at the July/August peak. Economy cars offer the best value, especially for those sticking to major roads and cities.

Car Class	Daily Rate (EUR)	Weekly Rate (EUR)	Notes
Economy (e.g., Clio)	€40 - €50	€280 - €350	Fuel efficient, suitable for couples
Compact (e.g., Golf)	€50 - €60	€350 - €420	Room for small families
SUV (e.g., Duster)	€65–€90	€450–€600	Better for rural or mountainous areas
Luxury (e.g., BMW)	€120 - €200	€800 - €1,400	Premium features, automatic transmission

Rent a boat in Croatia

Croatia’s 1,000+ islands and crystal-clear waters make it a top boating destination. Renting a boat is a bucket-list experience, whether you’re sailing for a day or cruising the Dalmatian coast for a week. Options range from motorboats and sailboats to luxury yachts and catamarans. Booking ahead is recommended, especially in high season.

Weekly rentals are common for those planning island-hopping adventures. Costs depend on boat size, amenities, and time of year.

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Boat Type	Weekly Price (EUR)	Capacity	Skipper Optional
Small motorboat	€1,000 - €1,800	2 - 6 people	Usually optional
Sailboat (32–40ft)	€2,500 - €4,000	4–8 people	Often optional
Luxury yacht	€7,000 - €12,000+	6–10 people	Typically included

Rent a boat with skipper in Croatia
 

If you lack a boating license or want a stress-free experience, hiring a skipper is a great option. In June 2025, professional skippers typically charge:

• €100–€120 per day
• Tips (optional): €10–€20/day depending on service

Most skippers also act as local guides, offering insight into hidden coves and anchorages.

Rent a gulet in Croatia

A gulet is a traditional wooden yacht, perfect for luxury group cruises. They come fully crewed with onboard dining, air conditioning, and multiple cabins. Weekly rates in June 2025 range from:

• €5,000–€15,000, depending on size and service level  These are ideal for weddings, retreats, or large family vacations.

Rent a yacht in Croatia

Yacht rentals provide the ultimate luxury experience. In June 2025, motor yacht rates span:

Yacht Type	Daily Rate (EUR)	Weekly Rate (EUR)	Crew Included
Entry-level yacht	€800–€1,200	€5,000–€7,000	Optional
Premium yacht	€1,500–€2,500	€10,000–€17,000	Often included

Premium yachts offer full crew service, onboard chefs, and high-end water sports gear.

Rent catamaran in Croatia

Catamarans are popular for their stability and space, ideal for family groups. Rental prices in June 2025 include:

Catamaran Size	Weekly Rate (EUR)	Sleeps	Skipper Optional
38 ft	€3,000 - €4,500	6 - 8	Optional
45 ft	€4,800 - €7,000	8–10	Often included

Add €150–€250 for fuel, marina fees, and cleaning.

Taxi Prices in Croatia (June 2025)

Taxis are metered and reliable in major cities. In June 2025, typical rates include:

Taxi Service	Price (EUR)	Notes
Base fare (day rate)	€2.50 - €3.00	First 1–2 km included
Per km after base fare	€1.00 - €1.20	Slightly more at night or weekends
Airport transfer (Split)	€35 - €45	Fixed rate to city center

Taxi apps like Bolt and Uber are widely used and often cheaper.

Diesel Price in Croatia (June 2025)

Fuel prices in Croatia are government-regulated. As of June 2025:

Fuel Type	Price per Liter (EUR)
Diesel (Eurodiesel)	€1.29
Petrol (Eurosuper95)	€1.42
Marine Fuel (Diesel)	€1.50 - €1.70

Prices are adjusted every two weeks based on global oil rates. Also, remote and island fuel stations tend to be €0.10–€0.20 more expensive per liter due to transport costs.

In summary, the cost of living in Croatia offers excellent value for both short-term visitors and long-term residents. From affordable groceries and public transport to reasonably priced housing and leisure activities, Croatia balances quality of life with economic efficiency. Whether you’re a digital nomad, retiree, or traveler, your money stretches further here—especially if you adopt local habits and avoid peak-season surcharges. With its Mediterranean lifestyle, safe cities, and growing infrastructure, Croatia proves that you don’t have to spend a fortune to live well.

Main image credit: Geio Tischler on Unsplash